Final Expense Life Insurance
Help your loved ones pay for funeral, burial, and other expenses after you die.
The average funeral costs nearly $10,000.1
Think about it — when someone passes away, the costs can add up quickly: funeral services, burial, cremation, transportation, and other final arrangements. On top of that, there may still be unpaid medical bills or other expenses. Can your loved ones handle that financial burden alone?
With Final Expense Life Insurance, families can breathe easier. This whole life policy is designed to help cover essential end-of-life costs, so loved ones don’t have to struggle financially during a difficult time.
Through Aspire Leads’ Final Expense Inbound Calls, we connect insurance agents with seniors actively seeking coverage — helping them secure peace of mind and financial protection for their families.
Final Expense Life Insurance also offers:
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Riders for Aspire Leads Final Expense Life Insurance
Aspire Leads Final Expense Life Insurance offers valuable optional features—known as riders—to give you and your loved ones extra financial security and peace of mind.
1. Temporary Accidental Death Benefit
✅ Automatically Included
If death occurs due to an accident within the first two years of your policy, this rider provides an additional death benefit to your beneficiaries—helping them cover unexpected costs during a difficult time.
2. Terminal Illness Benefit
✅ Automatically Included
If you are diagnosed with a terminal illness, this rider allows you to receive your death benefit while you are still alive, helping manage medical bills, personal care, or other expenses when you need support the most.
(Available at no extra cost. Any amount received will reduce the remaining death benefit.)
3. Accidental Death Benefit Rider
🔹 Optional Add-On (For Ages 70 and Under)
For an additional premium, you can add this rider to your policy. It pays an extra death benefit if death results from an accident before age 100, providing enhanced protection for your family.
Important Details
Eligibility, coverage, and benefits are subject to policy terms and underwriting approval.
The Terminal Illness Rider may affect tax treatment and eligibility for public assistance programs. Please consult a qualified tax or legal advisor.
Product features and rider options may vary by state and availability.
Disclaimer
This information is provided by Aspire Leads for educational purposes only. It should not be considered as financial, legal, or tax advice. For personalized recommendations, please contact a licensed insurance professional.
All guarantees and benefits are backed by the claims-paying ability of the issuing insurance company. Policies contain exclusions, limitations, and terms for keeping them in force.
